All information given to Financial Futures, LLC and all recommendations and advice furnished by Financial Futures to its clients will be kept confidential and will not be disclosed to anyone, except as Financial Futures may agree in writing or as may be required to do so by law.
Financial Futures will collect non-public personal information (NPI) about its clients as part of this engagement. This information will be obtained directly from the client and includes details such as the client's date of birth, social security number, financial account numbers and balances, tax returns, sources and amount of income, home addresses, telephone numbers, health information, and other such personal information.
As part of Financial Futures's policy, we restrict access to confidential personal information about our clients to employees who need to know that information in order to provide services to our clients. Financial Futures maintains physical, electronic, and procedural safeguards to comply with federal standards to guard its clients' confidential personal information.
Should a client agree to accept financial planning services provided by Financial Futures, Financial Futures may share the client's NPI with non-affiliated third parties. Financial Futures may maintain agreements with various affiliated or non-affiliated entities who may act as the custodian and account holder for clients of Financial Futures and securities may be offered through such entities if properly engaged by Financial Futures.
Financial Futures will share only the appropriate customer NPI necessary to ensure that Financial Futures is able to provide the highest level of service to its clients.
Should a client prefer, Financial Futures will not disclose confidential personal information about its clients to non-affiliated third parties. Clients may opt out of those disclosures; that is, clients may direct Financial Futures not to make those disclosures (other than disclosures required or permitted by law).